"takavi" means: Money advanced to a ryot by his superior to enable him to carry on his cultivation, and recoverable with his quota of revenue.. This is a fairly neutral word with no inherent risk attached. There is no real cause for parental concern; it is descriptive vocabulary rather than something dangerous. If your child uses it, context will usually make the meaning clear. A brief, curious question about where they heard it is generally enough to know whether to follow up.