'Girl math' is a self-aware 2023 TikTok joke about the playful, irrational logic women apply to justify spending: returning an item makes the next purchase 'free'; paying in cash means the money 'doesn't count'; buying something at a sale means you 'saved'. It is humorous and not meant seriously. If your teen does girl math out loud, she is joking about her shopping logic. The companion is 'boy math', which mocks insecure male behaviour. Harmless and self-aware.